Affordable Housing

Housing provided below the market rate to specified eligible households

What is affordable housing?

Affordable housing is housing provided below the market rate to specified eligible households. Homes can be for rent or intermediate tenure, such as shared ownership or rent to buy.

AVDC works with our preferred registered partners (housing associations) to deliver affordable housing across the district, successfully helping to secure grants from the government to assist delivery.

Since 2011 we have delivered upwards of 2350 affordable homes in the district with our partners:

We also have a number of partners who specifically help to deliver sustainable affordable housing in rural areas which would not normally be granted planning permission for market housing:

For our current policy position on affordable housing please see our supplementary planning page.

Help to Buy” is a government initiative which can assist people into home ownership.  For many people this may provide the best opportunity of owning a home in the area they want to live and work.

For further information, contact www.helptobuy.gov.uk

Phone: 03333 214044 or email: helptobuyeastandsoutheast@bpha.org.uk

The Government has appointed Help to Buy agents throughout England to help people who are seeking to live in a specific areas.  Help to Buy East & South East is the agent offering the service for the region that includes Buckinghamshire.

There are a number of Help to Buy products designed to make buying a home affordable, including;

Shared ownership – new build and re-sales

Shared ownership is designed for those who cannot afford to purchase a property on the open market.  The scheme allows you to purchase a percentage share of the property and pay subsidised rent on the remaining share to the housing association selling the property.  This scheme can be available on new build and also second hand properties, known as re-sale shared ownership.  These are homes previously purchased through the scheme and now looking to be sold.

Equity Loans

The Help to Buy equity loan scheme is designed to help you purchase specific new build properties priced up to £600,000 from participating registered developers with as little as 5% deposit.  The Government lends you up to 20% of the cost of your new build home so you’ll only need to provide a 5% cash deposit and a 75% mortgage to make up the rest.  You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

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